So remember the other day I went to Walmart for some necessities and pulled out the gift card. Well last night it was time to do that again. My one year son was sick so I had to stop at the store and get some pedialyte and Tylenol. Since I was trying not to spend any money till the the mortgage went through I was trying to think how I could pay for this stuff as cheaply as possible. Of course these were necessities as any mother would know your kids come first. Than I remembered I had a gift card from babies "r" us. So i stopped by got what i needed and only had to pay $3.63 difference. I was very proud. I am really starting to love this living frugal. I checked this morning and my mortgage went through so I now have $15.00 left until Thursday. Now that I can handle.
Now on the other hand I tried to work out some type of agreement with my visa card but they said since they already helped me in November I would have to wait until November again to be eligible for a program. With this same company for my husband we were able to pay $55.00 dollars a month for his card and they would not raise our interest rate or charge us any late fees. I know it will take me forever but at least it's something. My goal is to buy my dream house or at least the house I want to retire in after we get rid of all of our debt. I am waiting till we pay off both my car and husband's truck and of course all of our credit card debt. Now of course this could be a dream since now mine and my husbands credit scores are shot. I however never have been late on my house so at least that should show good.
So I've been checking on the IRS website and i still haven't seen my stimulus. I was one of those who spent the money before i got it or so i thought i did. I thought i was going to get the direct deposit check until they realized their was a glitch. So now I am paper based and I won't be getting my check until the middle of July. I'm hoping with my stimulus to either buy the kids one of those big water slides or buy them one of those little pools. This will serve as two purposes since my daughters birthday is in August we can use either one of these for her party also. I know it's a good investment. Well today I guess for lunch I will be eating soup for a $1.00 here at work. ONCE AGAIN LIVING FRUGAL....
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hey
i work for a national morning show- we are doing a segment on compulsive spending/debt, etc and would love for you to be a guest- we'll have someone to offer you financial help as well. please email me asap at morning_show@hotmail.com or call me at 212-301-5256-- we will also provide transportation to nyc!
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