Why me??

It seems no matter how hard I try I just can't get out of debt. I just recently received a letter in the mail that my car was getting ready to be picked up. I had to swallow my pride and ask my mom to borrow $1300.00 dollars...YIKES!! I'm almost 30 years old. I shouldn't' be doing this anymore. Right when me and my husband were going to start attacking debt he got let go from his job. WHY ME?? why did i have to be so stupid when i was young. Right before i closed the walmart card i maxed it with everything that would be needed. This was 2 years ago and now where is that stuff?? in the garage...somebody help me. If i only had some type of magical wand where i could have people donate .50cents...little by little it would help...DON'T YOU LOVE FAIRY TALES!!!