Friday, May 23, 2008
can't wait till i'm done with diapers
So i'm heading to groceries straight after work. I'm gonna spend another $20.00 on diapers. I sure can't wait till i'm done with diapers for good.
Just got paid and already broke
So today is friday and i just got paid on thursday and my husband just got paid today. I tried to do a budget yesterday for our week so that we could do like Dave Ramsey says and do a "written budget". I swear I love that man's ambition. Any who....IT DIDN'T WORK. I had barely gotten done with all the bills i had to pay for the week and of course i was already broke. At least we won't be stuck at home this weekend. My sister has her surprise graduation party on Saturday and i luckily one some free tickets to the zoo on the radio (yup, while working..the best way). At least the kids will get to be outdoors and get to run around.
It just seems like every time we are about to get ahead something happens. I am making about $10,000.00 dollars more at this time than i was last year. I was thinking GREAT now we are on a role...we are really gonna get out of debt. Of course something had to happen and BAM my husband lost his good paying job. So now I'm making what he used to make a little less and he is making about the $10,000.00 less that i used to make. So we basically switched roles and took about two steps back. We don't spend more we spend less but still can't get out of debt. We are inching our way along but i want to do more than itch. I shouldn't' be so hard on myself as i have gotten rid of quite a few bills. I got rid of walmart $800.00, medical bills $1450.00, and a bank credit card $4,600.00 dollars. I wish i hadn't of bought my stupid car about two years ago and just kept the one i had. i would of been done paying for it now. of course that is when i thought i was invincible and money was no object. WHO WAS I KIDDING??
It just seems like every time we are about to get ahead something happens. I am making about $10,000.00 dollars more at this time than i was last year. I was thinking GREAT now we are on a role...we are really gonna get out of debt. Of course something had to happen and BAM my husband lost his good paying job. So now I'm making what he used to make a little less and he is making about the $10,000.00 less that i used to make. So we basically switched roles and took about two steps back. We don't spend more we spend less but still can't get out of debt. We are inching our way along but i want to do more than itch. I shouldn't' be so hard on myself as i have gotten rid of quite a few bills. I got rid of walmart $800.00, medical bills $1450.00, and a bank credit card $4,600.00 dollars. I wish i hadn't of bought my stupid car about two years ago and just kept the one i had. i would of been done paying for it now. of course that is when i thought i was invincible and money was no object. WHO WAS I KIDDING??
Tuesday, May 20, 2008
WHERE IS MY STIMULUS??
So here i am at work trying to decide how I am gonna juggle my bills around for this week. I originally thought i was gonna get my stimulus check back on the 16th and still nothing. I swear it seems like I can never get ahead...at least I am not using credit anymore and just trying to catch up..I have determination and know that one day i will get there.
Friday, May 16, 2008
Here's what i owe
So like i said i am a young 29 year old. Her is the total list of what me and my husband owe. Why were we so dumb??
House 107,000.00
Cars 44,000.00
Credit Cards 16,000.00
Signature Loan 7,000.00
School Loans 60,540.00
I've tried the different ways to get out debt and I was able to tackle a few medical bills and 3 credit cards. Yes if you can believe it was worse. We live paycheck to paycheck. I get so tired of watching every penny. I see my co-workers going out to eat and shopping and I want to be there again. Now of course I see half of them putting themselves more and more in debt. I hope i can someday be successful with my debt story like so many others. Its so stressful on our marriage. I don't know how my husband can complain and b*tch about money yet he is having his friends over for BBQ and beer during the basketball playoffs. I have completely changed my ways. I used to spend $3.00 in the morning for breakfast and like $7.00 for lunch. Now I'm feeling bad if I spend $4.00 a day. I wish i could see into the future to see if I make it out of this mess.
House 107,000.00
Cars 44,000.00
Credit Cards 16,000.00
Signature Loan 7,000.00
School Loans 60,540.00
I've tried the different ways to get out debt and I was able to tackle a few medical bills and 3 credit cards. Yes if you can believe it was worse. We live paycheck to paycheck. I get so tired of watching every penny. I see my co-workers going out to eat and shopping and I want to be there again. Now of course I see half of them putting themselves more and more in debt. I hope i can someday be successful with my debt story like so many others. Its so stressful on our marriage. I don't know how my husband can complain and b*tch about money yet he is having his friends over for BBQ and beer during the basketball playoffs. I have completely changed my ways. I used to spend $3.00 in the morning for breakfast and like $7.00 for lunch. Now I'm feeling bad if I spend $4.00 a day. I wish i could see into the future to see if I make it out of this mess.
Why me??
It seems no matter how hard I try I just can't get out of debt. I just recently received a letter in the mail that my car was getting ready to be picked up. I had to swallow my pride and ask my mom to borrow $1300.00 dollars...YIKES!! I'm almost 30 years old. I shouldn't' be doing this anymore. Right when me and my husband were going to start attacking debt he got let go from his job. WHY ME?? why did i have to be so stupid when i was young. Right before i closed the walmart card i maxed it with everything that would be needed. This was 2 years ago and now where is that stuff?? in the garage...somebody help me. If i only had some type of magical wand where i could have people donate .50cents...little by little it would help...DON'T YOU LOVE FAIRY TALES!!!
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